The void left in SME financing filled in by crowdfund platforms and P2P providers is being closely monitored by traditional players.
Especially banks are ramping up their efforts, making use of new technologies and low interest rates to take their share back.

From auto-invest tools to fully auto-managed portfolio’s.
It is still a long way ahead seeing P2P investing being automated, matching personal risk profiles with investment opportunities available.

Invesdor strenghtening itself again.

When people talk about their own silicon valley or where the magic happens in disruptive technologies, its the Baltics you can’t miss in EU Fintech.

LENDING at the UK’s largest peer-to-peer finance platforms is fast approaching £9bn.

A great milestone and ahead of the curve in finance as usual.

Whilst crowdfunding platforms carry out their own due diligence procedures before allowing companies onto their platform, investors should be encouraged to manage their own risk.

The approach applied should be specific to the goals, sophistication and net worth of the individual investor.

China has banned initial coin offerings (ICOs) – the red hot method of raising money using cryptocurrency based tokens, according to a report by Reuters.
The action was described as putting on the brakes so regulators could better understand the fast emerging ecosystem to raise money in these tokenized offerings.

Growing interest in the asset class from institutional investors for both debt and equity in fintech lending platforms has been a strong feature of recent years.

This news from Australia is further evidence that the democratisation of business finance continues to spread throughout all continents of the globe.

According to a report released by the Financial Stability Board (FSB) on the burgeoning fintech market, one of the areas that require attention is managing operational risk from third-party service providers.

Analysis of the equity market by Insidetab; real estate tops the chart in funding succes rate (75%) while capital goods holds the title of total amount funded ($105m).

The last few months saw several fintech companies obtaining licenses to operate as a bank and – ultimately – become a bank. Fintechs are characteristically small, innovative and agile. They not only detest the traditional banking model, their mission is to disrupt it.

Not so long ago crowdfunding seemed like a niche concern, but the popularity of Kickstarter and its contemporaries has since propelled the finance model fully into the business mainstream. As more companies and investors embrace it, what will the future hold?

Yesterday we learnt that leading US marketplace lender Prosper has been misstating investor returns, due to a system error. That error has now been resolved, according to spokesperson Sarah Cain. Bloomberg broke the news, reporting that the issue has been going on for several quarters.

RISING inflation may provide alternative finance firms with an opportunity to entice usually-conservative savers, as the vast majority of financial advisors expect Brits will move some of their cash deposits into other asset classes to prevent their cash value being eroded.

Abundance, one of the biggest “crowd lending” firms in the renewable energy space, is yet to lend a pound in 2017. So what’s happened?

The time has come to add p2p finance investments as part of a well diversified portfolio.

Peer-to-peer lending has thrived on both sides of the Atlantic, in an era of low interest rates and solid economic growth. But how will the sector hold up if conditions change?

How Basel 3 rules WILL impact our lives. The impact these regulatory rules will have on almost everyone in the western world are highly disregarded and most of us don’t know the shitstorm we have in front of us and therefore I will try to explain in a nutshell what will happen in the coming year and especially when the clock hits twelve on the 31st of december 2017.