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The application of blockchain technology will only increase its value as it opens-up new markets, reduces costs and increases efficiencies.
While P2P lending has been successfully working for more than a decade, there are some misconceptions holding P2P investing back.
We will go through (some) of these and show how we are playing the part in shortening the bridge to make P2P lending an investable asset class.
The void left in SME financing filled in by crowdfund platforms and P2P providers is being closely monitored by traditional players.
Especially banks are ramping up their efforts, making use of new technologies and low interest rates to take their share back.
Ever since the crisis in 2008 we have seen that rapid swings in the markets can come when a lack of liquidity appears. The paradox with liquidity is that it disappears at times when you need it the most. So let’s elaborate on what it is to have liquidity in ones portfolio, What are liquid positions? How do we manage it, and what happens without it. Then we focus on how we manage or make liquid positions when setting up a P2P investment portfolio.
Traditional wealth and money managers are failing in their performance and are desperately looking for alternatives. Pension funds who should be taking care of your financial future are performing miserably.
The cabinet in The Netherlands announced last week that the next cabinet will have the mission to regulate the crowdfunding industry pushing for more disclosure.
Meanwhile the FCA will be looking to force more disclosure from p2p lending platforms already regulated.
New financial instruments are the creators of financial bubbles. No one really knows how they work and few can value them correctly. This was the case with collateralized debt instruments in the credit crunch of 2007, and it is now the case with Bitcoin and the block chain technology that powers it.
The UK is paving the way in opening up traditional markets for everyone to participate.
Minibonds in general are more established businesses and mostly required to have an approved prospectus in place by the financial regulator in the country of operation.
Evalue’s Mark Grimes reveals how disruptive wealth management technology could be key to nudging younger investors into better pension provision.
With banking as a service allowing financial institutions to embrace innovation, we are now witnessing a period of accelerated evolution. With many now making comparisons with the development of mobile as a platform and the emergence of apps, it will transform an industry and bring benefits to developed economies and emerging markets.